1. Introduction
WatchYour.money ("we", "our", or "us") is committed to protecting your privacy and financial data. This Privacy Policy explains how we collect, use, store, and protect information when you interact with our personal finance management platform, including our website, web application, mobile PWA, and API. WatchYour.money is a privacy-first platform. We want to be clear about our core commitments: • We never sell user data to third parties • We never use financial data for targeted advertising • We never share individual financial data with advertisers or data brokers • We minimize data collection to only what is necessary to provide the service
This policy applies to all users of WatchYour.money services and covers the collection and processing of your personal data and financial information.
2. Data We Collect
privacy.sections.dataCollection.intro
privacy.sections.dataCollection.personalInfo.title
privacy.sections.dataCollection.personalInfo.description
- privacy.sections.dataCollection.personalInfo.items.0
- privacy.sections.dataCollection.personalInfo.items.1
- privacy.sections.dataCollection.personalInfo.items.2
- privacy.sections.dataCollection.personalInfo.items.3
- privacy.sections.dataCollection.personalInfo.items.4
2d. Usage Data
We automatically collect:
- Pages visited and features used within the application
- Session duration and frequency of use
- Device type, operating system, browser type and version
- IP address (logged for security audit purposes, retained for 90 days)
privacy.sections.dataCollection.cookies.title
privacy.sections.dataCollection.cookies.description
4. How We Use Financial Data
We use your data for the following purposes:
- privacy.sections.dataUsage.purposes.0
- privacy.sections.dataUsage.purposes.1
- privacy.sections.dataUsage.purposes.2
- privacy.sections.dataUsage.purposes.3
- privacy.sections.dataUsage.purposes.4
- privacy.sections.dataUsage.purposes.5
- privacy.sections.dataUsage.purposes.6
privacy.sections.aiProcessing.title
privacy.sections.aiProcessing.intro
privacy.sections.aiProcessing.userContent.title
privacy.sections.aiProcessing.userContent.description
- privacy.sections.aiProcessing.userContent.items.0
- privacy.sections.aiProcessing.userContent.items.1
- privacy.sections.aiProcessing.userContent.items.2
- privacy.sections.aiProcessing.userContent.items.3
privacy.sections.aiProcessing.noTraining.title
privacy.sections.aiProcessing.noTraining.description
privacy.sections.aiProcessing.aiRetention.title
privacy.sections.aiProcessing.aiRetention.description
privacy.sections.aiBilling.title
privacy.sections.aiBilling.intro
privacy.sections.aiBilling.dataCollected.title
privacy.sections.aiBilling.dataCollected.description
- privacy.sections.aiBilling.dataCollected.items.0
- privacy.sections.aiBilling.dataCollected.items.1
- privacy.sections.aiBilling.dataCollected.items.2
- privacy.sections.aiBilling.dataCollected.items.3
- privacy.sections.aiBilling.dataCollected.items.4
- privacy.sections.aiBilling.dataCollected.items.5
privacy.sections.aiBilling.notCollected.title
- privacy.sections.aiBilling.notCollected.items.0
- privacy.sections.aiBilling.notCollected.items.1
- privacy.sections.aiBilling.notCollected.items.2
privacy.sections.aiBilling.retention
privacy.sections.aiBilling.stripeNote
privacy.sections.mobileApps.title
privacy.sections.mobileApps.intro
- privacy.sections.mobileApps.items.0
- privacy.sections.mobileApps.items.1
- privacy.sections.mobileApps.items.2
- privacy.sections.mobileApps.items.3
privacy.sections.mobileApps.optOut
privacy.sections.marketingIntegrations.title
privacy.sections.marketingIntegrations.intro
privacy.sections.marketingIntegrations.dataProcessing.title
privacy.sections.marketingIntegrations.dataProcessing.description
- privacy.sections.marketingIntegrations.dataProcessing.items.0
- privacy.sections.marketingIntegrations.dataProcessing.items.1
- privacy.sections.marketingIntegrations.dataProcessing.items.2
- privacy.sections.marketingIntegrations.dataProcessing.items.3
privacy.sections.messagingNotifications.title
privacy.sections.messagingNotifications.intro
privacy.sections.messagingNotifications.channels.title
privacy.sections.messagingNotifications.channels.description
- privacy.sections.messagingNotifications.channels.items.0
- privacy.sections.messagingNotifications.channels.items.1
- privacy.sections.messagingNotifications.channels.items.2
- privacy.sections.messagingNotifications.channels.items.3
privacy.sections.messagingNotifications.dataMinimization
privacy.sections.dataSharing.title
privacy.sections.dataSharing.intro
privacy.sections.dataSharing.serviceProviders.title
privacy.sections.dataSharing.serviceProviders.description
| privacy.sections.dataSharing.table.provider | privacy.sections.dataSharing.table.purpose | privacy.sections.dataSharing.table.dataShared |
|---|---|---|
| privacy.sections.dataSharing.providers.stripe.name | privacy.sections.dataSharing.providers.stripe.purpose | privacy.sections.dataSharing.providers.stripe.data |
| privacy.sections.dataSharing.providers.resend.name | privacy.sections.dataSharing.providers.resend.purpose | privacy.sections.dataSharing.providers.resend.data |
| privacy.sections.dataSharing.providers.analytics.name | privacy.sections.dataSharing.providers.analytics.purpose | privacy.sections.dataSharing.providers.analytics.data |
| privacy.sections.dataSharing.providers.moyasar.name | privacy.sections.dataSharing.providers.moyasar.purpose | privacy.sections.dataSharing.providers.moyasar.data |
privacy.sections.dataSharing.legalRequirements.title
privacy.sections.dataSharing.legalRequirements.description
privacy.sections.dataSharing.businessTransfers.title
privacy.sections.dataSharing.businessTransfers.description
privacy.sections.infrastructureProviders.title
privacy.sections.infrastructureProviders.intro
privacy.sections.infrastructureProviders.providers.title
privacy.sections.infrastructureProviders.providers.description
- privacy.sections.infrastructureProviders.providers.items.0
- privacy.sections.infrastructureProviders.providers.items.1
- privacy.sections.infrastructureProviders.providers.items.2
- privacy.sections.infrastructureProviders.providers.items.3
- privacy.sections.infrastructureProviders.providers.items.4
- privacy.sections.infrastructureProviders.providers.items.5
- privacy.sections.infrastructureProviders.providers.items.6
privacy.sections.infrastructureProviders.responsibility
privacy.sections.communityData.title
privacy.sections.communityData.intro
privacy.sections.communityData.publicContent.title
privacy.sections.communityData.publicContent.description
- privacy.sections.communityData.publicContent.items.0
- privacy.sections.communityData.publicContent.items.1
- privacy.sections.communityData.publicContent.items.2
- privacy.sections.communityData.publicContent.items.3
privacy.sections.communityData.optOut
10. Data Retention
Here are our specific data retention practices:
| privacy.sections.dataRetention.table.dataType | privacy.sections.dataRetention.table.retentionPeriod |
|---|---|
| privacy.sections.dataRetention.periods.accountData.type | privacy.sections.dataRetention.periods.accountData.period |
| privacy.sections.dataRetention.periods.postDeletion.type | privacy.sections.dataRetention.periods.postDeletion.period |
| privacy.sections.dataRetention.periods.financial.type | privacy.sections.dataRetention.periods.financial.period |
| privacy.sections.dataRetention.periods.backup.type | privacy.sections.dataRetention.periods.backup.period |
| privacy.sections.dataRetention.periods.analytics.type | privacy.sections.dataRetention.periods.analytics.period |
privacy.sections.userRights.title
privacy.sections.userRights.intro
privacy.sections.userRights.gdpr.title
privacy.sections.userRights.gdpr.description
- privacy.sections.userRights.gdpr.rights.0
- privacy.sections.userRights.gdpr.rights.1
- privacy.sections.userRights.gdpr.rights.2
- privacy.sections.userRights.gdpr.rights.3
- privacy.sections.userRights.gdpr.rights.4
- privacy.sections.userRights.gdpr.rights.5
privacy.sections.userRights.ccpa.title
privacy.sections.userRights.ccpa.description
- privacy.sections.userRights.ccpa.rights.0
- privacy.sections.userRights.ccpa.rights.1
- privacy.sections.userRights.ccpa.rights.2
- privacy.sections.userRights.ccpa.rights.3
privacy.sections.userRights.howToExercise.title
privacy.sections.userRights.howToExercise.description
privacy.sections.security.title
privacy.sections.security.intro
- privacy.sections.security.measures.0
- privacy.sections.security.measures.1
- privacy.sections.security.measures.2
- privacy.sections.security.measures.3
- privacy.sections.security.measures.4
privacy.sections.security.disclaimer
privacy.sections.internationalTransfers.title
privacy.sections.internationalTransfers.intro
privacy.sections.internationalTransfers.safeguards
privacy.sections.children.title
privacy.sections.children.content
privacy.sections.changes.title
privacy.sections.changes.intro
privacy.sections.changes.notification
privacy.sections.contact.title
privacy.sections.contact.intro
privacy.sections.contact.company
privacy.sections.contact.emailLabel: privacy.sections.contact.email