Debt payoff spending rules
I'm someone who follows the repayment plan I chose
Keep scheduled repayments in your Plan and review your own next step on payday. This template does not choose repayment amounts or priorities; not financial advice.
The rules
- Check my wishlist before buying something extratoggle · day
- Max 2 coffees a weekcount · week
- Fun envelope: $25 a weekcap · week
- Review my repayment plan on paydaygoal · payday
Ships with Brick, Builder.
Questions about this rule set
Can I change the numbers in Debt payoff?
Yes. Every numeric value is editable with a stepper, including counts, caps, amounts and percentages.
Does Debt payoff require bank linking?
No. WatchYourMoney is manual and offline-first. You log only off-plan exceptions.
Which coach ships with Debt payoff?
Brick, the builder coach, ships this rule set. You can change coaches later.